When it comes to filing an insurance claim, it can be difficult to know where to start. It's important to understand the fine print of your home insurance policy and to have the skills, knowledge, and experience to negotiate with insurance adjusters. That's why hiring a public adjuster can be so beneficial. A public adjuster is an expert in the field of insurance claims and can help you receive the maximum amount of your claim.
They understand the complexities of the process and can help you negotiate with contractors and your insurer. Plus, they can help you make sure that you're claiming the right amount. A study conducted by the Office of Program and Policy Analysis & Government Accountability (OPAGGA) in Florida showed that public adjusters negotiated up to 747% greater agreement (before eliminating contingency payments) with insurance companies for commercial businesses and homeowners claims for loss of property for which the insurance company intended to pay. This is proof that hiring a public adjuster can help you get more money for your insurance claim. Public adjusters are also members of their professional organization, meaning they must meet certain skill standards.
Unlike an insurance company's appraiser, a public claims adjuster represents the insured's best interests and seeks to achieve a fair settlement in accordance with the provisions of the existing insurance policy. They will handle important meetings, messages, phone calls, and paperwork related to your case. Another benefit of hiring a public adjuster is that they can help speed up the process. They have the knowledge and experience to understand insurance claims, are experienced in processing the necessary documentation, and use the appropriate language to communicate with your insurer. This means that your claim could be processed faster than if you were to do it yourself. Finally, public adjusters have incredible knowledge and experience when it comes to preparing detailed damage reports.
This can be incredibly helpful if your insurer refuses to negotiate with a public adjuster or refuses to pay the agreement desired by the policyholder. If you're in the process of filing a claim with your insurance company, it may be worth hiring a public adjuster. Contact a Tutwiler & Associates public adjuster if you have any questions or would like a free consultation about a property insurance claim.