To obtain a Florida public appraiser license, you must be at least 18 years old. You must also be a citizen of the United States or a temporary resident with a work authorization from the United States Immigration and Naturalization Services. There are additional prerequisites depending on whether you are a Florida resident or not. Florida and many states require public insurance adjusters to be licensed by the state government.
This licensing requirement ensures that all individuals who offer their services as public appraisers have a basic level of competence in their field and that they comply with all relevant laws and professional standards. A public appraiser in Florida needs to obtain a Florida public appraiser's license for 3 to 20 years to legally offer his services to the public as a public appraiser. Once you have your bond in hand, the next step is to file your application for a license as a Florida public insurance adjuster. For a person with the right skills and aptitudes, becoming a public adjuster is a challenging but rewarding career.
Once you have completed the requirements, the state government will send you an email confirmation that your Florida public appraiser license is now active. These are the basic elements of the work of the public appraiser, but some of the most important aspects of the profession are determined by those for whom the adjuster works. While a public appraiser can also be an appraiser, they cannot hold both positions for the same case in Florida. A public appraiser is someone who acts on behalf of a policyholder or helps negotiate the resolution of a claim or claims for losses or damages covered by an insurance contract.
The full list of requirements from the Department of Financial Services can also be found on the Florida non-resident public adjuster's website. After years in the position of public appraiser, you'll be well-versed in the appraisal process, documenting claims, managing insurance claims, and negotiating to reach a settlement. You must keep this appointment for at least six continuous months before applying for a public appraiser's license for 3 to 20 years. The full list of requirements from the Department of Financial Services can also be found on the Florida public adjuster's website.
A public appraiser is defined as any person, except an attorney, who prepares, completes, or submits an insurance claim form for an insured person or a third person in exchange for a price (money, commission, or anything of value). The other major public appraiser license in Florida is called the 6- to 20-line insurance adjuster license. As mentioned above, there are fees that must be paid during the process of obtaining a public appraiser's license. Unlike other types of bonds, Florida's publicly appraised bonds do not require a credit check and all major bonds qualify for the same low premium rate.
Public appraisers provide an important service by holding insurance companies accountable to their policyholders. The Florida Department of Financial Services oversees the licensing process and has specific guidelines for obtaining a Florida public appraiser license.